Dividend Calculator & Income Calendar
Turn your portfolio into a paycheck schedule. Enter your dividend stocks, ETFs and Treasuries with amounts held. See monthly income, blended yield, and 20 years of compounding.
About this tool
Enter your dividend stocks, ETFs and Treasuries and see your income mapped month by month: when each holding pays, how much, your blended portfolio yield, and how dividend growth plus reinvestment compounds the income stream over 20 years.
The 20-year projection is where dividend investing gets interesting: a portfolio yielding a modest 2.5% today, growing distributions at high single digits with reinvestment, can be yielding double digits on original cost decades later. Chasing the highest current yield usually trades away exactly that growth.
What is a dividend yield trap?
A yield that looks high because the price has collapsed in anticipation of a cut. Sustainable payout ratios and dividend growth history separate real income from bait; yields far above a stock's own history deserve suspicion, not excitement.
How does DRIP compounding work?
Reinvested dividends buy more shares, which pay more dividends, which buy more shares. The loop is slow at first and shockingly powerful late, the same hockey stick as all compounding.
When do dividends actually get paid?
Each company sets its own schedule, most quarterly. You must own shares before the ex-dividend date to receive the payment, which typically arrives weeks later on the pay date; the calendar above maps your specific holdings.