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ARSENAL.FINANCE v2.2 // TACTICAL FINANCE PLATFORM
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Recession Risk Calculator

Odds of a US recession (the kind the NBER declares) in the next 12 months. Built from 7 leading indicators, each showing its real hit rate. For market-drawdown risk, see Crash Risk.

US economic recession probability
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Indicator scorecard
Yield curve inversion historyFRED
Shaded red regions show when the 10Y-2Y Treasury spread went negative (inverted). Every one of those windows since 1969 preceded a recession, except the 2022-24 period which has so far only produced slowing growth.

About this tool

A live probability that the US economy enters recession within 12 months, computed as a weighted blend of seven leading indicators: the yield curve, the Sahm rule, a composite of leading data, high-yield credit spreads, jobless claims, consumer sentiment and real money supply.

No single indicator survives contact with every cycle, which is the argument for an ensemble: the yield curve called recessions the Sahm rule missed and vice versa. Read the output as odds, not prophecy; a 30% probability means recessions happen from that reading roughly one time in three.

Frequently asked questions
What is the Sahm rule?

A recession marker created by economist Claudia Sahm: when the 3-month average unemployment rate rises half a point off its 12-month low, a recession has essentially always already begun. It detects rather than predicts, which makes it a valuable confirmation signal.

Does an inverted yield curve always mean recession?

It has preceded every US recession since the 1960s with one debatable false alarm, but with lags ranging from 6 months to 2 years. Inversion says the market expects rate cuts; it does not time the downturn.

How accurate are recession models?

Modest, honestly. Economists as a profession have missed most recessions in real time, which is exactly why this tool blends independent signals and reports a probability instead of a verdict.