Net Worth Tracker

Add what you own, subtract what you owe - custom items welcome. See how you rank against US households and every adult on Earth. Overall, and for your age group.

Assets - what you own$0

Liabilities - what you owe$0

Results

Net worth

Total assets

Total liabilities

US percentile

Asset composition

Where you stand

Future net worth projection10-year

Type an expected percentage return for each asset, year by year (negative is fine) - or set one number for everything with "Apply to all". Each asset compounds on its own, today's liabilities are subtracted, and each year's savings (income minus expenses) is added to your investments.

Return for all assets & years

Yearly income

Yearly expenses

Ending balance by year and asset

Projected net worth in 10 years

US household net worth percentiles and age-group medians from the Federal Reserve 2022 Survey of Consumer Finances (released October 2023; figures via DQYDJ). Net worth = assets minus liabilities. Percentile is interpolated from the published distribution and is an estimate. Median US household net worth in 2022 was about $192,000; the top 10% started near $1.9M and the top 1% near $13.7M. Global figures: UBS Global Wealth Report 2023 (per adult, year-end 2022): global median wealth ~$8,654, top 10% from ~$137,000, top 1% from ~$1.08M. US net worth is per household and global per adult, so the two aren't strictly comparable.

About this tool

Add up your assets and liabilities to get your net worth, see the composition, and place yourself among US households: the tool computes your percentile from the Federal Reserve's Survey of Consumer Finances, both overall and within your age group.

Net worth is the scoreboard that income hides. A high salary with high spending can trail a modest salary with a high savings rate within a decade, and tracking the number a few times a year, same method every time, is one of the simplest habits that correlates with actually building wealth.

Frequently asked questions

Should I include my home in net worth?

Yes, at market value, with the mortgage on the liability side. For spending-power questions many people also track a liquid net worth that excludes home equity, since you have to live somewhere.

How does the percentile comparison work?

Your total is ranked against the distribution in the Federal Reserve's Survey of Consumer Finances, the standard dataset on US household wealth, overall and within your age bracket. Age-group rank is usually the fairer mirror.

How often should I update it?

Quarterly or a few times a year is plenty. The trend across years is the signal; month-to-month wiggles are mostly your investments' volatility, not your behavior.