// About this site

Arsenal.finance is an open collection of financial tools, live market data, and original research. Everything is meticulously built from scratch.

// Why

To give retail investors institutional-grade tools without the institutional price tag, and help them make substantially smarter financial decisions in the process.

// About me, Luis Nunez

Finance and data enthusiast based in Miami, originally from Venezuela. Contrarian by nature. I build financial tools, research macro trends, and obsess over portfolio construction, market cycles, and economic history. I love placing bets and taking risks. Perhaps a bit too much.

// Investment philosophy

Most people should own the market and skip the stock picking, market timing, and price predictions. The data backs this up. Unless you work inside a company, you have no real insight into what's happening there. The only traders I've seen make money consistently are insiders. Everyone else might have a good couple of years before ending up roughly where they started. Beating the market over a long horizon is rare enough to qualify as a statistical anomaly.

Rare is not impossible however. And picking stocks, trading events, calling tops and bottoms is genuinely fun, part of why we're here in the first place. So I advocate for a hybrid approach: split your portfolio disproportionately in two. A core portfolio that holds the majority of your money and lets you sleep at night, and a betting portfolio that lets you age without the regret of missing the trade you were sure about.

Having witnessed firsthand the decline of Venezuela, once a rich and prosperous country, it shouldn't be a surprise that I'm more a fan of Smith, Friedman and Hayek than Keynes. Free markets allocate capital better than central planners ever could. Monetary policy matters more than fiscal stimulus. Inflation is always and everywhere a monetary phenomenon. Government intervention usually creates more distortions than it solves.

I also believe index funds are one of the greatest creators of prosperity in the world. They democratized wealth building. Before Vanguard launched the first index fund in 1976, investing was a game rigged for Wall Street insiders with high fees and information advantages. Today, anyone with $100 can own a slice of the 500 largest companies on earth for virtually nothing. That's prosperity at scale.

// Support

I do this because I enjoy it, at no cost to you, but I do incur moderate software and data costs. If you find my work useful, tips of any amount are appreciated.

Buy me a coffee

// Contact

Collaborate, hire, or argue about cap rates.