ARSENAL > Convertible note

Convertible note

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Definition
Short-term debt instrument used in early-stage venture financing that converts to equity at a future priced round. Includes a discount (10-30% off the priced-round price) and/or a valuation cap that protects the noteholder if valuation rises sharply.

SAFEs (Simple Agreement for Future Equity) replaced most convertible notes in seed-stage funding because they're simpler legally and don't accrue interest.
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