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Black-Scholes

Theory
Definition
The 1973 mathematical model by Fischer Black, Myron Scholes, and (separately) Robert Merton that derives the theoretical price of European options. Won the 1997 Nobel Prize.

Inputs: stock price, strike, time to expiration, volatility, risk-free rate. Limitations: assumes constant volatility, no dividends, lognormal price returns, no early exercise. Real markets violate every assumption — practitioners use the model with corrections (vol smile, American-option adjustments, dividend handling).
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